|
TABLE I
(APPLICABLE TO LINKED PRODUCTS)
(This shall form a part of policy document)
Name of the Product: LIC'S MARKET Plus I
Unique Identification No.: UIN-512L249V01
Sum Assured: 0
Policy Term : 20
Premium Paying Term: 20
Mode of Premium Payment: ANNUAL
Amount of Instalment Premium: 10000
Funds opted for: Secured
Combination: Basic Plan without life cover
Age: 35
Statement of Various charges alongwith growth of the fund expected over the duration of the policy with assumed rate of interst as mentioned
(All charges are in Rupees)
| Policy Year |
Annualised
Premium |
Premium
Allocn Charge |
Amount Available
for investment
(out of premium ) |
Policy Admin
Charge |
Assuming gross interest rate of 6% p.a. |
Assuming gross interest rate of 10% p.a. |
Fund Mgt
Charge |
Other
Charges |
Total
Charges |
Addition to
Fund
(if any) |
Fund at
the End |
Surrender
Value |
Death
Benefit |
Fund Mgt
Charge |
Other
Charges |
Total
Charges |
Addition to
Fund (if any) |
Fund at
the End |
Surrender
Value |
Death
Benefit |
| |
| 1 |
10000 |
1650 |
8350 |
720 |
48 |
299 |
2716 |
461 |
7745 |
0 |
7745 |
49 |
299 |
2718 |
769 |
8051 |
0 |
8051 |
| 2 |
10000 |
250 |
9750 |
240 |
107 |
74 |
671 |
1036 |
18110 |
0 |
18110 |
111 |
74 |
675 |
1757 |
19133 |
0 |
19133 |
| 3 |
10000 |
250 |
9750 |
240 |
171 |
82 |
743 |
1656 |
29023 |
29023 |
29023 |
181 |
83 |
754 |
2862 |
31241 |
31241 |
31241 |
| 4 |
10000 |
250 |
9750 |
240 |
238 |
90 |
818 |
2309 |
40514 |
40514 |
40514 |
257 |
92 |
840 |
4069 |
44471 |
44471 |
44471 |
| 5 |
10000 |
250 |
9750 |
240 |
309 |
99 |
898 |
2996 |
52611 |
52611 |
52611 |
341 |
103 |
933 |
5388 |
58925 |
58925 |
58925 |
| 6 |
10000 |
250 |
9750 |
240 |
384 |
108 |
982 |
3720 |
65349 |
65349 |
65349 |
432 |
114 |
1035 |
6829 |
74718 |
74718 |
74718 |
| 7 |
10000 |
250 |
9750 |
240 |
463 |
118 |
1070 |
4481 |
78760 |
78760 |
78760 |
531 |
126 |
1147 |
8403 |
91974 |
91974 |
91974 |
| 8 |
10000 |
250 |
9750 |
240 |
545 |
128 |
1163 |
5284 |
92880 |
92880 |
92880 |
640 |
140 |
1269 |
10123 |
110827 |
110827 |
110827 |
| 9 |
10000 |
250 |
9750 |
240 |
633 |
139 |
1261 |
6128 |
107747 |
107747 |
107747 |
759 |
154 |
1403 |
12002 |
131427 |
131427 |
131427 |
| 10 |
10000 |
250 |
9750 |
240 |
724 |
150 |
1364 |
7017 |
123400 |
123400 |
123400 |
888 |
170 |
1549 |
14056 |
153934 |
153934 |
153934 |
| 11 |
10000 |
250 |
9750 |
240 |
821 |
162 |
1473 |
7954 |
139881 |
139881 |
139881 |
1030 |
188 |
1708 |
16300 |
178525 |
178525 |
178525 |
| 12 |
10000 |
250 |
9750 |
240 |
923 |
175 |
1587 |
8939 |
157233 |
157233 |
157233 |
1185 |
207 |
1882 |
18751 |
205394 |
205394 |
205394 |
| 13 |
10000 |
250 |
9750 |
240 |
1030 |
188 |
1708 |
9977 |
175502 |
175502 |
175502 |
1354 |
228 |
2072 |
21429 |
234751 |
234751 |
234751 |
| 14 |
10000 |
250 |
9750 |
240 |
1143 |
202 |
1834 |
11070 |
194738 |
194738 |
194738 |
1539 |
251 |
2280 |
24356 |
266827 |
266827 |
266827 |
| 15 |
10000 |
250 |
9750 |
240 |
1261 |
216 |
1968 |
12221 |
214990 |
214990 |
214990 |
1741 |
276 |
2507 |
27553 |
301873 |
301873 |
301873 |
| 16 |
10000 |
250 |
9750 |
240 |
1386 |
232 |
2108 |
13432 |
236314 |
236314 |
236314 |
1962 |
303 |
2755 |
31047 |
340165 |
340165 |
340165 |
| 17 |
10000 |
250 |
9750 |
240 |
1518 |
248 |
2256 |
14707 |
258765 |
258765 |
258765 |
2204 |
333 |
3026 |
34864 |
382003 |
382003 |
382003 |
| 18 |
10000 |
250 |
9750 |
240 |
1657 |
265 |
2412 |
16050 |
282403 |
282403 |
282403 |
2467 |
365 |
3323 |
39035 |
427715 |
427715 |
427715 |
| 19 |
10000 |
250 |
9750 |
240 |
1803 |
283 |
2576 |
17464 |
307291 |
307291 |
307291 |
2755 |
401 |
3646 |
43592 |
477661 |
477661 |
477661 |
| 20 |
10000 |
250 |
9750 |
240 |
1956 |
302 |
2749 |
18953 |
333495 |
333495 |
333495 |
3070 |
440 |
4000 |
48571 |
532232 |
532232 |
532232 |
OTHER CHARGES INCLUDE SERVICE TAX CHARGE ON PREMIUM ALLOCATION CHARGE,POLICY ADMINISTRATION CHARGE & FUND MANAGEMENT CHARGE
THE CHARGES UNDER THE HEADING "TOTAL CHARGES " INCLUDE ALL CHARGES INCLUDING PREMIUM ALLOCATION CHARGES.
IN THIS POLICY, THE INVESTMENT RISK IS BORN BY THE POLICY HOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.
___________________________________________________________________________________________________________________________________________
TABLE I
(APPLICABLE TO LINKED PRODUCTS)
(This shall form a part of policy document)
Name of the Product: LIC'S MARKET Plus I
Unique Identification No.: UIN-512L249V01
Sum Assured: 20000
Policy Term : 20
Premium Paying Term: 20
Mode of Premium Payment: ANNUAL
Amount of Instalment Premium: 10000
Funds opted for: Secured
Combination: Basic Plan without life cover
Age: 35
Statement of Various charges alongwith growth of the fund expected over the duration of the policy with assumed rate of interst as mentioned
(All charges are in Rupees)
| Policy Year |
Annualised
Premium |
Premium
Allocn Charge |
Amount Available
for investment
(out of premium ) |
Policy Admin
Charge |
Assuming gross interest rate of 6% p.a. |
Assuming gross interest rate of 10% p.a. |
Fund Mgt
Charge |
Other
Charges |
Total
Charges |
Addition to
Fund
(if any) |
Fund at
the End |
Surrender
Value |
Death
Benefit |
Fund Mgt
Charge |
Other
Charges |
Total
Charges |
Addition to
Fund (if any) |
Fund at
the End |
Surrender
Value |
Death
Benefit |
| |
| 1 |
10000 |
1650 |
8350 |
720 |
46 |
688 |
3105 |
449 |
7344 |
0 |
207344 |
47 |
688 |
3106 |
748 |
7643 |
0 |
207643 |
| 2 |
10000 |
250 |
9750 |
240 |
103 |
490 |
1083 |
999 |
17260 |
0 |
217260 |
107 |
490 |
1087 |
1694 |
18250 |
0 |
218250 |
| 3 |
10000 |
250 |
9750 |
240 |
164 |
528 |
1183 |
1591 |
27668 |
27668 |
227668 |
174 |
530 |
1193 |
2750 |
29806 |
29806 |
229806 |
| 4 |
10000 |
250 |
9750 |
240 |
228 |
572 |
1291 |
2212 |
38590 |
38590 |
238590 |
246 |
574 |
1311 |
3900 |
42395 |
42395 |
242395 |
| 5 |
10000 |
250 |
9750 |
240 |
296 |
621 |
1407 |
2864 |
50047 |
50047 |
250047 |
326 |
625 |
1440 |
5153 |
56107 |
56107 |
256107 |
| 6 |
10000 |
250 |
9750 |
240 |
366 |
682 |
1539 |
3548 |
62056 |
62056 |
262056 |
412 |
688 |
1590 |
6517 |
71034 |
71034 |
271034 |
| 7 |
10000 |
250 |
9750 |
240 |
440 |
746 |
1676 |
4264 |
74644 |
74644 |
274644 |
506 |
754 |
1750 |
8002 |
87286 |
87286 |
287286 |
| 8 |
10000 |
250 |
9750 |
240 |
518 |
804 |
1812 |
5015 |
87847 |
87847 |
287847 |
608 |
815 |
1913 |
9620 |
104993 |
104993 |
304993 |
| 9 |
10000 |
250 |
9750 |
240 |
599 |
866 |
1955 |
5804 |
101696 |
101696 |
301696 |
719 |
880 |
2090 |
11382 |
124285 |
124285 |
324285 |
| 10 |
10000 |
250 |
9750 |
240 |
684 |
941 |
2115 |
6630 |
116211 |
116211 |
316211 |
841 |
960 |
2291 |
13302 |
145296 |
145296 |
345296 |
| 11 |
10000 |
250 |
9750 |
240 |
774 |
1030 |
2294 |
7496 |
131413 |
131413 |
331413 |
973 |
1054 |
2517 |
15392 |
168171 |
168171 |
368171 |
| 12 |
10000 |
250 |
9750 |
240 |
867 |
1134 |
2491 |
8402 |
147324 |
147324 |
347324 |
1117 |
1164 |
2771 |
17667 |
193067 |
193067 |
393067 |
| 13 |
10000 |
250 |
9750 |
240 |
965 |
1252 |
2707 |
9350 |
163968 |
163968 |
363968 |
1273 |
1290 |
3053 |
20144 |
220158 |
220158 |
420158 |
| 14 |
10000 |
250 |
9750 |
240 |
1067 |
1384 |
2942 |
10342 |
181368 |
181368 |
381368 |
1443 |
1431 |
3364 |
22838 |
249631 |
249631 |
449631 |
| 15 |
10000 |
250 |
9750 |
240 |
1174 |
1531 |
3196 |
11378 |
199550 |
199550 |
399550 |
1629 |
1587 |
3706 |
25769 |
281694 |
281694 |
481694 |
| 16 |
10000 |
250 |
9750 |
240 |
1286 |
1693 |
3469 |
12461 |
218542 |
218542 |
418542 |
1830 |
1760 |
4080 |
28957 |
316571 |
316571 |
516571 |
| 17 |
10000 |
250 |
9750 |
240 |
1403 |
1868 |
3761 |
13592 |
238373 |
238373 |
438373 |
2049 |
1948 |
4488 |
32425 |
354509 |
354509 |
554509 |
| 18 |
10000 |
250 |
9750 |
240 |
1525 |
2059 |
4074 |
14772 |
259071 |
259071 |
459071 |
2288 |
2153 |
4931 |
36198 |
395775 |
395775 |
595775 |
| 19 |
10000 |
250 |
9750 |
240 |
1652 |
2264 |
4406 |
16004 |
280670 |
280670 |
480670 |
2547 |
2374 |
5412 |
40301 |
440665 |
440665 |
640665 |
| 20 |
10000 |
250 |
9750 |
240 |
1785 |
2483 |
4758 |
17290 |
303202 |
303202 |
503202 |
2829 |
2612 |
5932 |
44765 |
489499 |
489499 |
689499 |
OTHER CHARGES INCLUDE SERVICE TAX CHARGE ON PREMIUM ALLOCATION CHARGE,POLICY ADMINISTRATION CHARGE & FUND MANAGEMENT CHARGE
THE CHARGES UNDER THE HEADING "TOTAL CHARGES " INCLUDE ALL CHARGES INCLUDING PREMIUM ALLOCATION CHARGES.
IN THIS POLICY, THE INVESTMENT RISK IS BORN BY THE POLICY HOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.
___________________________________________________________________________________________________________________________________________
TABLE I
(APPLICABLE TO LINKED PRODUCTS)
(This shall form a part of policy document)
Name of the Product: LIC'S MARKET Plus I
Unique Identification No.: UIN-512L249V01
Sum Assured: 0
Policy Term : 20
Premium Paying Term: 1
Mode of Premium Payment: Single
Amount of Instalment Premium: 25000
Funds opted for: Secured
Combination: Basic Plan without life cover
Age: 35
Statement of Various charges alongwith growth of the fund expected over the duration of the policy with assumed rate of interst as mentioned
(All charges are in Rupees)
| Policy Year |
Annualised
Premium |
Premium
Allocn Charge |
Amount Available
for investment
(out of premium ) |
Policy Admin
Charge |
Assuming gross interest rate of 6% p.a. |
Assuming gross interest rate of 10% p.a. |
Fund Mgt
Charge |
Other
Charges |
Total
Charges |
Addition to
Fund
(if any) |
Fund at
the End |
Surrender
Value |
Death
Benefit |
Fund Mgt
Charge |
Other
Charges |
Total
Charges |
Addition to
Fund (if any) |
Fund at
the End |
Surrender
Value |
Death
Benefit |
| |
| 1 |
25000 |
825 |
24175 |
720 |
146 |
209 |
1900 |
1414 |
24514 |
0 |
24514 |
149 |
209 |
1903 |
2357 |
25453 |
0 |
25453 |
| 2 |
0 |
0 |
0 |
240 |
150 |
48 |
439 |
1458 |
25533 |
0 |
25533 |
159 |
49 |
449 |
2523 |
27527 |
0 |
27527 |
| 3 |
0 |
0 |
0 |
240 |
157 |
49 |
446 |
1519 |
26606 |
26606 |
26606 |
173 |
| 
