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1) Life Pension ceasing at death.

2) Life Pension with Return of Capital and Group Pension Terminal Bonus on death.

3) Life Pension guaranteed for 5.10.15 or 20 years and life thereafter.

4) Joint Life Pension payable on the last survivor of the employee and spouse.

5) Joint Life Pension payable to the last survivor of the employee and spouse with return of capital on the death of the last survivor.

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