~r_m {Z`m_H$- {dH$mg n«m{YH$aU ( AmB©AmaS>rE) ^maV _| ì`dgm` H$aZo dmbr V_m_ ~r_m H§$n{Z`m| go Anojm H$aVm h¡ {H$ do AnZo J«mhH$m| Ho$ {bE A{YH$m[aH$ ê$n go nm{bgr`m| Ho$ ì`moao X|. `o {ddaU OrdZ ~r_m n[afX ( ~r_m A{Y{Z`_ 1938 Ho$ AZwÀNo>X 64 g (A) Ho$ VhV J{R>V) H$s Amoa go V` {Zdoe Am` Xa na AmYm[aV h¢ Am¡a ^maVr` OrdZ ~r_m {ZJ_ H$mo hþE {Zdoe Am` Xa `m ^mdr {Zdoe Am` Xa H$mo n«{Vqd{dV Zht H$aVo.
OrdZ ~r_m n[afX Zo 2004- 05 Ho$ {bE Xmo {Zdoe Am` Xa| m_e… 6% Am¡a 10% dm{f©H$ V` H$s h¢.
`h AmOrdZ ~r_m `moOZm h¡ Omo ~r{_V ì`{º$ Ho$ OrdZ ^a _¥Ë`w Ho$ {˜bmµ\$ {dÎmr` gwajm n«XmZ H$aVr h¡.
Vm{bH$m-2 Am¡a 5 Ho$ VhV Amn BÀN>mZwgma dm{f©H$, AÕ©dm{fH$, Ì¡_m{gH$, _m{gH$ `m doVZ ~MV `moOZm Ho$ A§VJ©V n«r{_`_ ^wJVmZ H$a gH$Vo h¢. Vm{bH$m-8 Ho$ VhV Amn EH$_wíV EH$b n«r{_`_ AXm H$a gH$Vo h¢.
Vm{bH$m-2 Ho$ VhV 35 gmb VH$ `m 80 gmb H$s C_« VH$ Omo Wr Xoa go Am`o, n«r{_`_| Xo` hmoVr h¢. Vm{bH$m-5 Ho$ VhV EH$ {Z`V n«r{_`_ ^wJVmZ Ad{Y ^a n«r{_`_| Xo` hmoVr h¢.
n«r{_`_ ^wJVmZ Cn`w©º$ {Z`V Ad{Y`m| ^a `m Ad{Y go nhbo hr _¥Ë`w hmo OmZo na _¥Ë`w VH$ H$aZm hmoVm h¡.
`h bm^ g§b½Z `moOZm h¡ Omo {ZJ_ H$m OrdZ ~r_m ì`dgm` go hmoZo dmbr Am` _| ^mJrXmar H$aVr h¡. Bgo ~moZgm| H$s eŠb _| {ZJ_ Ho$ bm^ _| {hñgm {_bVm h¡. ha {dÎm df© Ho$ A§V _| ha gmb n«{V hOma ~r{_V aH$_ na CÎma^moJr ~moZgm| H$s KmofUm H$s OmVr h¡. KmofUm Ho$ ~mX `o ~moZg nm{bgr Ho$ O_mZVr bm^ H$m {hñgm ~Z OmVo h¢. EH$ {Z{üV Ý`yZV_ Ad{Y VH$ nm{bgr Omar aIZo na EH$ A§{V_ (A{V[aº$) ~moZg ^r Xo` hmoVm h¡.
_¥Ë`w bm^…
~r{_V ì`{º$ H$s _¥Ë`w na Mmho O~ ^r hmo, {Z{hV ~moZgm| Ho$ gmW ~r{_V aµH$_ Xo` hmoJr.
106 |
|
500 |
1000 |
|
|
107 |
|
500 |
1000 |
1500 |
|
108 |
|
500 |
1000 |
1500 |
2000 |
CÎmaOr{dVm bm^…
{Z{X©ï> Ad{Y`m| Ho$ ~mX Xo` ~r{_V aH$_ H$s n«{VeV aH$_
4
|
30%
|
25%
|
20%
|
5
|
- |
|
- |
8
|
30%
|
25%
|
20%
|
10
|
- |
- |
- |
12
|
40%
|
25%
|
20%
|
15
|
- |
25%
|
20%
|
18
|
- |
|
20%
|
`moOZm |
CÎmaOr{dVm bm^ |
_yb ~r{_V aH$_ H$m n«{VeV |
Omo{˜_ gwajm- VH$ |
106
|
Mm¡Wo gmb Ho$ A§V _| |
30 |
15
years
|
AmR>d| gmb Ho$ A§V _| |
30 |
~mahd| gmb Ho$ A§V _| |
40 |
n§Ðhd| gmb Ho$ A§V _| |
~moZg |
107 |
Mm¡Wo gmb Ho$ A§V _| |
25 |
20
years
|
AmR>d| gmb Ho$ A§V _| |
25 |
~mahd| gmb Ho$ A§V _| |
25 |
n§Ðhd| gmb Ho$ A§V _| |
25 |
~rgd| gmb Ho$ A§V _| |
~moZg |
108 |
Mm¡Wo gmb Ho$ A§V _| |
25 |
25 gmb |
AmR>d| gmb Ho$ A§V _| |
25 |
~mahd| gmb Ho$ A§V _| |
25 |
n§Ðhd| gmb Ho$ A§V _| |
25 |
AR>mahd| gmb Ho$ A§V _| |
25 |
nMrgd| gmb Ho$ A§V _| |
~moZg |
n[anŠdVm bm^…
`h AmOrdZ ~r_m `moOZm h¡ Bg{bE BgH$s H$moB© Xo` {V{W Zht hmoVr. ~hahmb, Amn nm{bgr bmJy hmoZo Ho$ 40 gmb ~mX H$^r ^r, ~eV} {H$ 80 Ho$ hmo J`o hm|, ~r{_V aH$_ Am¡a g_ñV g§{MV ~moZgm| H$s aH$_ EH$ _wíV bo gH$Vo h¢.
nyaH$/ A{V[aº$ bm^…
`o d¡H$pënH$ bm^ h¢ Omo A{V[aº$ gwajm/ {dH$ën Ho$ ê$n _| AmnH$s _yb `moOZm _| Omo‹So> Om gH$Vo h¢. BZ bm^m| Ho$ {bE EH$ A{V[aº$ n«r{_`_ ^aZr hmoVr h¡.
g_n©U _yë`…
OrdZ ~r_m AZw~§Y ˜arXZm XrK© H$m{bH$ n«{V~ÕVm hmoVr h¡. ~hahmb, AZw~§Y Ho$ g_` go nhbo aÔ hmoZo na `moOZm Ho$ g_n©U _yë` CnbãY h¢.
O_mZVr g_n©U _yë`…
VrZ gmb `m Cggo A{YH$ Ad{Y VH$ Omar aIZo Ho$ ~mX nm{bgr g_{n©V H$s Om gH$Vr h¡. nhbo gmb ^ar J`r n«r{_`_m| H$s aµH$_ H$mo N>mo‹S>H$a O_mZVr g_n©U _yë` Hw$b ^ar J`r n«r{_`_m| H$m 30k² hmoVm h¡. EH$b n«r{_`_ nm{b{g`m| Ho$ _m_bo _| O_mZVr g_n©U _yë`
A{V[aº$ /n«r{_`_m| H$s aH$_ H$mo N>mo‹S>H$a EH$b n«r{_`_ H$m 90% hmoVm h¡.
g_n©U g§~§Yr {ZJ_ H$s ZrV…
ì`mdhm[aH$ ê$n go {ZJ_ EH$ {deof g_nU© _yë` XoVm h¡ Omo O_mZVr g_n©U _yë` Ho$ ~am~a Wm Cggo A{YH$ hmoVm h¡. g_nU© na Xo` _yë` Xmdo H$s KQ>r hþB© aH$_ hmoVr h¡ Omo _¥Ë`w `m ^wJVmZ {V{W na Xo` hmoVr h¡. `h Cg Ad{Y na {Og Xm¡amZ n«r{_`_| ^ar J`r h¢ Am¡a g_n©U Ho$ g_` nm{bgr H$s Ad{Y na {Z^©a hmoVm h¡. Hw$N> pñW{V`m| _|,_gbZ² nm{bgr Ho$ OëXr ~§X hmo OmZo na Xo` g_n©U _yë` ^ar J`r n«r{_`_m| H$s Hw$b aH$_ go H$_ hmoVm h¡.
{ZJ_ g_n©U _yë` H$s g_`- g_` na g_rjm H$aoJm Am¡a Am{W©H$ n[adoe, h_mao AZw^d Am¡a Xygao H$maH$m| Ho$ AmYma na g_n©U _yë` ~Xb gH$Vm h¡.
{Q>ßnUr: Cn`w©ŠV ã`moao `moOZm H$s _w»` {deofVmE§§ ~VmZo dmbr CËnmX g_rjm h¢. BZH$m _µH$gX `moOZm H$m n[aM` XoZm ^a h¡. `h AZw~§Y H$m n«{V{Z{YËd Zht H$aVo. {dñV¥V OmZH$mar Ho$ {bE H¥$n`m nm{bgr Ho$ XñVmdµoO XoI|.
d¡Ym{ZH$ MoVmdZr
"" Hw$N> bm^ Om_mZVr hmoVo h¡ Am¡a Hw$N> n[adV©Zr` Omo ~r_m H$Vm© H§$nZr Ho$ ^mdr ~r_m ì`mnma na AmYm[aV hmoVo h¢. AJa AmnH$s nm{bgr O_mZVr bm^m| H$s noeH$e H$aVr h¡ Vmo Bg n¥ð> na Xr J`r {ddaU Vm{bH$m _| CZHo$ AmJo ñnï> én go "O_mZVr' {bIm hmoJm. AJa AmnH$s nm{bgr n[adV©Zr` bm^m| H$m n«ñVmd H$aVr h¡ Vmo Bg n¥ð> na Xr J`r {ZXe©Z Vm{bH$m _| Xmo AZw_m{ZV ^mdr {Zdoe Am` Xr J`r hmoJr. `o AZw_m{ZV ^mdr {Zdoe Am` Xr J`r hmoJr. `o AZw_m{ZV Am` Xa| O_mZVr Zht hmoVt Am¡a Z Amn H$mo {_bZo dmbr aµH$_ H$s D$nar `m {ZMbr gr_mE§§ hr h¡ Š`m|{H$ AmnH$s nm{bgr H$m _yë` ^mdr {Zdoe H$mamo~ma g_oV H$B© H$maU| na {Z^©a hmoVm h¡.''
nm{bgr boVo g_` C_«… 35 gmb
nm{bgr Ad{Y : 15 gmb
n«r{_`_ ^wJVmZ Ad{Y … 12 df©
n«r{_`_ ^wJVmZ H$m VarµH$m… dm{f©H$
~r{_V aµH$_… 1,00,000/- én`o
dm{f©H$ n«r{_`_… 10963/- én`o
|
|
|
|
|
|
|
|
|
|
1 |
10963
|
100000
|
2400
|
4800
|
102400
|
104800
|
2 |
21926
|
100000
|
4800
|
9600
|
104800
|
109600
|
3 |
32889
|
100000
|
7200
|
14400
|
107200
|
114400
|
4 |
43852
|
100000
|
9600
|
19200
|
109600
|
119200
|
5 |
54815
|
100000
|
12000
|
24000
|
112000
|
124000
|
6 |
65778
|
150000
|
14400
|
28800
|
114400
|
178800
|
7 |
76741
|
150000
|
16800
|
33600
|
116800
|
183600
|
8 |
87704
|
150000
|
19200
|
38400
|
169200
|
188400
|
9 |
98667
|
150000
|
21600
|
43200
|
171600
|
193200
|
10 |
109630
|
150000
|
24000
|
48000
|
174000
|
198000
|
12 |
131556
|
200000 |
28800 |
57600 |
228800 |
257600 |
15 |
131556
|
200000
|
36000
|
72000
|
236000
|
272000
|
|
|
|
|
|
|
|
|
|
|
1 |
10963
|
0
|
0
|
0
|
0
|
0
|
2 |
21926
|
0
|
0
|
0
|
0
|
0
|
3 |
32889
|
0
|
0
|
0
|
0
|
0
|
4 |
43852
|
30000
|
0
|
0
|
30000
|
0
|
5 |
54815
|
0
|
0
|
0
|
0 |
20000
|
6 |
65778
|
0
|
0
|
0
|
0
|
0
|
7 |
76741
|
0
|
0
|
0
|
0
|
0
|
8 |
87704
|
30000
|
0
|
0
|
30000
|
0
|
9 |
98667
|
0
|
0
|
0
|
0
|
0
|
10 |
109630
|
0
|
0
|
0
|
0 |
20000
|
12 |
131556
|
40000
|
0
|
0
|
40000
|
20000
|
| 15 |
131556 |
0 |
36000
|
72000
|
36000 |
72000 |
nm{bgr boVo g_` C_«… 35 gmb
nm{bgr Ad{Y : 25 gmb
n«r{_`_ ^wJVmZ H$m VarH$m… dm{f©H$
~r{_V aH$_… 1,00,000/- én`o
dm{f©H$ n«r{_`_… 5507/- én`o
|
|
|
|
|
|
|
|
|
|
1 |
9581
|
100000
|
2100
|
4600
|
102100
|
104600
|
2 |
19162 |
100000 |
4200 |
9200 |
104200 |
109200
|
3 |
28743
|
100000 |
6300
|
13800
|
106300
|
113800
|
4 |
38324
|
100000 |
8400
|
18400
|
108400
|
118400
|
5 |
47905
|
100000
|
10500
|
23000
|
110500
|
123000
|
6 |
57486
|
150000
|
12600
|
27600
|
162600
|
177600
|
7 |
67067
|
150000
|
14700
|
32200
|
164700
|
182200
|
8 |
76648
|
150000
|
16800
|
36800
|
166800
|
186800
|
9 |
86229
|
150000
|
18900
|
41400
|
168900
|
191400
|
10 |
95810
|
150000
|
21000
|
46000
|
171000
|
196000
|
12 |
114972
|
200000
|
25200
|
55200
|
225200
|
255200
|
15 |
143715
|
200000
|
31500
|
69000
|
231500
|
269000
|
20 |
143715
|
250000 |
42000 |
92000
|
292000 |
342000 |
|
|
|
|
|
|
|
|
|
|
1 |
9581
|
0
|
0
|
0
|
0
|
0
|
2 |
19162
|
0
|
0
|
0
|
0
|
0
|
3 |
28743
|
0
|
0
|
0
|
0
|
0
|
4 |
38324
|
25000
|
0
|
0
|
25000
|
25000
|
5 |
47905
|
0
|
0
|
0
|
0
|
0
|
6 |
57486
|
0
|
0
|
0
|
0
|
0
|
7 |
67067
|
0
|
0
|
0
|
0
|
0
|
8 |
76648
|
25000
|
0
|
0
|
25000
|
25000
|
9 |
86229
|
0
|
0
|
0
|
0
|
0
|
10 |
95810
|
0
|
0
|
0
|
15000
|
15000
|
15 |
114972
|
25000
|
0
|
0
|
25000
|
25000
|
20 |
143715
|
25000
|
0
|
0 |
25000
|
25000
|
25 |
143715
|
0
|
56000
|
122000
|
56000
|
122000
|
nm{bgr boVo g_` C_«… 35 gmb
nm{bgr Ad{Y : 25 gmb
n«r{_`_ ^wJVmZ H$m VarH$m… dm{f©H$
~r{_V aH$_… 1,00,000/- én`o
dm{f©H$ n«r{_`_… 5507/- én`
|
|
|
|
|
|
|
|
|
|
1 |
8776
|
100000
|
2800
|
6500
|
102800
|
106500
|
2 |
17552
|
100000 |
5600
|
13000
|
105600
|
113000
|
3 |
26328
|
100000 |
8400
|
19500
|
108400
|
119500
|
4 |
35104
|
100000 |
11200 |
26000 |
111200 |
126000
|
5 |
43880
|
100000
|
14000
|
32500
|
114000
|
132500
|
6 |
52656
|
150000
|
16800
|
39000
|
166800
|
189000
|
7 |
61432
|
150000
|
19600
|
45500
|
169600
|
195500
|
8 |
70208
|
150000
|
22400
|
52000
|
172400
|
202000
|
9 |
78984
|
150000
|
25200
|
58500
|
175200
|
208500
|
10 |
87760
|
150000
|
28000
|
65000
|
178000
|
215000
|
12 |
105312
|
200000
|
33600
|
78000
|
233600
|
278000
|
15 |
131640
|
200000
|
42000
|
97500
|
242000
|
297500
|
18 |
157968
|
250000 |
50400
|
117000
|
300400
|
367000
|
20 |
157968
|
250000
|
56000
|
130000
|
306000
|
380000 |
25 |
157968
|
300000
|
70000
|
162500
|
370000
|
462500 |
|
|
|
|
|
|
|
|
|
|
1 |
9581
|
0
|
0
|
0
|
0
|
0
|
2 |
19162
|
0
|
0
|
0
|
0
|
0
|
3 |
28743
|
0
|
0
|
0
|
0
|
0
|
4 |
38324
|
20000
|
0
|
0
|
20000
|
20000
|
5 |
47905
|
0
|
0
|
0
|
0
|
0
|
6 |
57486
|
0
|
0
|
0
|
0
|
0
|
7 |
67067
|
0
|
0
|
0
|
0
|
0
|
8 |
76648
|
20000
|
0
|
0
|
20000
|
20000
|
9 |
86229
|
0
|
0
|
0
|
0
|
0
|
10 |
95810
|
0
|
0
|
0
|
20000
|
20000
|
15 |
114972
|
20000
|
0
|
0
|
20000
|
20000
|
20 |
143715
|
20000
|
0
|
0 |
20000
|
20000
|
25 |
143715
|
0
|
93000
|
220500
|
93000
|
220500
|
1) Cn`w©º$ {ddaU( {M{H$ËgH$s` OrdZ e¡br Am¡a ì`mdgm{`H$ Ñ{ï> go) _mZH$ OrdZ `mnZ H$aZo dmbo, Y«w_nmZ Z H$aZo dmbo ñÌm²- nwéfm| na bmJy hmoVo h¢.
2) Cn`wº$ {ddaU _| µJ¡a O_mZVr bm^ (1) Am¡a (2) H$m AmH$bZ Bg Vah {H$`m OmVm h¡ {H$ do m_e… (pñW{V-1) Am¡a ( pñW{V -2) _| 6% Am¡a 10% dm{f©H$ AZw_m{ZV {Zdoe Am` Xa Ho$ AmZwfm§{JH$ hmoVo h¢. Xygao eãXm| _| `h {ddaU V¡`ma H$aVo g_` `h _mZ H$a Mbm J`m h¡ {H$ EbAmB©gr nm{bgr H$s Ad{Y ^a 6% Am¡a 1% dm{f©H$ H$s Xa go bm^ H$_m`oJm. AZw_m{ZV {Zdoe Am` Xa O_mZVr Zht hmoVr.
3) Bg {ddaU H$m _w»` CÔoí` `h h¡ {H$ J«mhH$ {H$gr hX VH$ JwUmË_H$ ê$n go CËnmX H$s {deofVmAm| Am¡a {d{^Þ pñW{V`m| _| bmJm| Ho$ n«dmh
4) n[anŠdVm bm^ nm{bgr Ad{Y Ho$ A§V _| Xem©`r J`r aH$_ h¡.
|
