|
~r_m {Z`m_H$ Am¡a {dH$mg n«m{YH$aU Ho$ AZwgma ^maV H$s ~r_m H§$n{Z`m| Ho$ {bE AnZo J«mhH$m| H$mo Am{YH$m[aH$ Vm¡a na ñnï>rH$aU XoZm A{Zdm`© hmoVm h¡& `o ñnï>rH$aU OrdZ ~r_m n[afX (~r_m A{Y{Z`_ 1938 Ho$ AZwÀNo>X 64 gr (E) Ho$ A§VJ©V J{R>V) Ûmam {ZYm©[aV {Zdoe bm^m| na AmYm[aV h¢ Am¡a ^maVr` OrdZ ~r_m {ZJ_ H$mo hmoZo dmbo {Zdoe bm^m| `m ^mdr {Zdoe bm^m| H$m {Zê$nU Zht H$aVo&
df© 2004 -05 Ho$ {bE OrdZ ~r_m n[afX H$s Amoa go Kmo{fV Xmo {Zdoe bm^ Xa| 6 Am¡a 10 n«{VeV dm{f©H$ h¢&
`h ~ÝXmo~ñVr ~r_m `moOZm h¡ Omo n«r{_`_ ^wJVmZ Ho$ VrZ {dH$ën CnbãY H$amVr h¡& `h `moOZm H$s Ad{Y ^a ~r{_V ì`pŠV Ho$ {ZYZ na {dÎmr` gwajm n«XmZ H$aZo Ho$ gmW - gmW CgHo$ `moOZm H$s Ad{Y Ho$ A§V VH$ Or{dV ahZo na n[anŠdVm YZam{e H$m ^wJVmZ H$aVr h¡&
àr{_`_: àr{_`_ H$m ^wJVmZ nm°{bgr H$s {Z{üV Ad{Y VH$ `m Cggo nhbo _¥Ë`w H$s pñW{V VH$ MwZo JE dH$ënm| Ho$ AZwgma dm{f©H$, AY©dm{f©H$, {V_mhr `m _m{gH$ Xo` hmoVm h¡&
Kma§Q>rH¥$V {hVbm^…
nm°{bgr Ho$ Ama§^ Ho$ nm±M dfm|© H$s Ad{Y Ho$ Xm¡amZ ~r_m YZam{e na 50 én`o n«{V hµOma H$s Xa go Jma§Q>rH¥$V {hVbm^ CnbãY H$am`m OmVm h¡& nm°{bgr Ho$ Xmdo Ho$ ^wJVmZ Ho$ g_` ~r_m YZam{e Ho$ gmW BZ Jma§Q>rH¥$V {hVbm^m| H$m ^r ^wJVmZ {H$`m OmVm h¡&
~moZg…
nm°{bgr N>Ro> df© go OrdZ ~r_m Ho$ ì`mnma go {ZJ_ H$mo hmoZo dmbo bm^ _| gh^mJr hmoVr h¡& Bgo ~moZg Ho$ ê$n _| {ZJ_ Ho$ bm^ _| {hñgm {_bVm h¡& ha {dÎm df© Ho$ A§V _| gmYmaU àË`mdVu ~moZgm| H$s KmofUm H$s OmVr h¡& KmofUm Ho$ ~mX `o ~moZg nm°{bgr Ho$ Jma§Q>rH¥$V {hVbm^m| H$m A§J ~Z OmVo h¢&
_¥Ë`w {hVbm^…
ßmm°{bgr H$s Ad{Y Ho$ Xm¡amZ ~r{_V ì`pŠV H$s _¥Ë`w hmo OmZo na ~r_m YZam{e Ho$ gmW - gmW g§{MV Jma§Q>rH¥$V {hVbm^ , {Z{hV gmYmaU àË`mdVu ~moZgm| Am¡a A§{V_ ~moZg, `{X h¡, H$m EH$_wíV ^wJVmZ Xo` hmoVm h¡&
n[anŠdVm {hVbm^…
~r{_V ì`pŠV Ho$ nm°{bgr H$s Ad{Y Ho$ A§V VH$ Or{dV ahZo na ~r_m YZam{e Ho$ gmW g§{MV Jma§Q>rH¥$V {hVbm^ , {Z{hV gmYmaU àË`mdVu ~moZgm| Am¡a A§{V_ ~moZg, `{X h¡, H$m EH$_wíV ^wJVmZ Xo` hmoVm h¡&
Aä`n©U _yë`…
OrdZ ~r_m nm°{bgr IarXZm `Y{n XrK©H$m{bH$ n«{V~ÕVm hmoVr h¡& na§Vw g_` go nhbo AZw~§Y aÔ hmo OmZo na Aä`nU© `m gwnwX©Jr _yë` CnbãY h¡&
Jma§Q>rH¥$V Aä`n©U _yë`…
EH$ gmb go b§~r Ad{Y VH$ n«r{_`_m| H$m ^wJVmZ H$aZo Ho$ ~mX ZJX ^wJVmZ Ho$ {bE nm{bgr Aå`{n©V H$s Om gH$Vr h¡& Jma§Q>rH¥$V Aä`nU© _yë`, nhbo df© Ho$ VWm {H$gr A{V[aŠV àr{_`_, `{X H$moB© h¡, H$mo N>mo‹S>H$a Hw$b ^ao àr{_`_m| H$m 30% hmoJm&
Aä`n©U g§~§Yr {ZJ_ H$s Zr{V…
ì`mdhm[aH$ Vm¡a na {ZJ_ {deof Aä`nU© _yë` XoVm h¡ Omo nm°{bgr {H$ Ama§^ {V{W go VrZ df© nyao hmoZo na CnbãY h¡& nm°{bgr Aä`nU© H$aZo na {_bZo dmbm {hVbm^ nm°{bgr H$s Xo` {V{W na `m _¥Ë`w na {_bZo dmbr Xmdo H$s KQ>r hþB© aH$_ H$m ~Q>Q>mJV _yë` hmoVm h¡& Aä`nU© _yë` ^ao hþE n«r{_`_m| H$s g§»`m Am¡a Aä`nU© Ho$ g_` nm°{bgr H$s Ad{Y na {Z^©a hmoVm h¡& Hw$N> pñW{V`m| _| , O¡go nm°{bgr Ho$ g_` go nhbo aÔ hmoZo na Xo` Aä`nU© _yë` ^ao JE n«r{_`_m| H$s aH$_ go H$_ hmoVm h¡&
Am{W©H$ n[adoe , AZw^d Am¡a AÝ` H$maH$m| Ho$ AmYma na {ZJ_ g_` - g_` na Xo` Aä`nU© _yë` H$s g_rjm H$aVm h¡&
{Q>ßnUr:
Cn`w©ŠV ã`moao `moOZm H$s _w»` {deofVmE§§ ~VmZo dmbm CËnmX gma§e h¢& BgH$m CÔoí` `moOZm H$m n[aM` XoZm ^a h¡& `h AZw~§Y H$m n«{V{Z{YËd Zht H$aVo& {dñV¥V OmZH$mar Ho$ {bE H¥$n`m nm°{bgr Ho$ XñVmdoµO XoI|&
nm{bgr H$s Ad{Y Ho$ ewéAmVr nm§M dfm] Ho$ Xm¡amZ ~r{_V aµH$_ na 50 én`o n«{V hµOma H$s Xa go ha gmb Jma§Q>rewXm Omo‹S> {_bVm h¡&
nm{bgr N>Ro> gmb Ho$ ~mX go {ZJ_ Ho$ bm^ _| ^mJrXmar H$aoJr . Am¡a {ZJ_ Ho$ AZw^d Ho$ AmYma na Kmo{fV ~moZg nmZo H$s hµH$Xma hmoJr&
nm{bgr H$s Ad{Y Ho$ Xm¡amZ ~r{_V ì`pŠV H$s _¥Ë`w hmo OmZo na ~r{_V aH$_ Ho$ ~am~a aH$_ Ho$ gmW g§{MV Jma§Q>rewXm Omo‹S>m| , Am¡a g§{MV gmYmaU CÎma^moJr ~moZg Am¡a A§{V_ A{V[aŠV ~moZgm| H$s aµH$_ ; ~eV} {H$ dh {_bo hm| , Xo` hmoVr h¡ ~eV} {H$ nyar ~r{_V aH$_ Ho$ gmW nm{bgr bmJy hmo&
dm{f©H$, AÕ©dm{f©H$ Am¡a {V_mhr n«r{_`_m| Ho$ ^wJVmZ Ho$ {bE 30 {XZ H$s Am¡a _mhdma n«r{_`_m| Ho$ ^wJVmZ Ho$ {bE 15 {XZ H$s AZwH§$nm Ad{Y Xr OmVr h¡ &
15 {XZ H$s Hy$qbJ Amµ\$ Ad{Y…
AJa Amn nm{bgr Ho$ {Z`_/ eVm] go g§Vwï> Zht h¢ Vmo 15 {XZ Ho$ ^rVa Cgo dmng H$a gH$Vo h¢&
gmb ^a go µÁ`mXm Ad{Y VH$ n«r{_`_ ^wJVmZ {H$`m J`m hmo Vmo Hw$N> ˜mg eVm] Ho$ gmW nm{bgr MwH$Vm _yë` A{O©V H$a boVr h¡ &
EH$ gmb go µÁ`mXm Ad{Y VH$ nm{bgr H$s n«r{_`_| ^aZo Ho$ ~mX ZH$X n¡gm| Ho$ {bE nm{bgr ga|S>a H$s Om gH$Vr h¡. nm{bgr Ho$ VhV Jma§Q>rewXm ga|S>a _yë` nhbo gmb ^ar J`r n«r{_`_m| Am¡a A{V[aŠV n«r{_`_m| H$mo N>mo‹S>H$a AJa Bg Vah H$s n«r{_`_| ^ar J`r h¢ Vmo, eof n«r{_`_m| H$s aµH$_ H$m 30 µ\$sgXr hmoVr h¡. VrZ gmb H$s Ad{Y nyar hmoZo na nm{bgr Ho$ gmW Ow‹So> Jma§Q>rewXm Omo‹S> Am¡a gmYmaU CÎmaOr{dVm ~moZg H$s aµH$_ AJa {_bo h¢, Xo` hmoJr&
nm{bgr YmaH$ Z MwH$m`r J`r nhbr n«r{_`_ H$s Xo` {V{W Ho$ nm§M gmb Ho$ ^rVa _` ã`mO Ho$ ~µH$m`m n«r{_`_m| H$s aµH$_ H$m ^wJVmZ H$aHo$ ñdmñÏ` Am¡a ~r{_V ì`pŠV H$s ~r_m Omar aIZo Ho$ n`m©ßV gw~yV XoH$a AnZr b¡ßg nm{bgr H$m ZdrZrH$aU H$a gH$Vm h¡ . ~µH$m`m n«r{_`_m| H$s ã`mO Xa {ZJ_ g_` - g_` na V` H$aoJm . _m¡OyXm ã`mO Xa AmR> n«{VeV dm{f©H$ h¡ &
nm{bgr Ho$ MwH$Vm _yë` A{O©V H$a boZo Ho$ ~mX Hw$N> {Z`_/ eVm] Ho$ VhV µH$µO© {_b gH$Vm h¡ . Bg Vah {b`o J`o µH$µO© H$s aµH$_ na Xo` ã`mO Xa {ZJ_ g_` - g_` na V` H$aoJm . _m¡OyXm ã`mO Xa 9 n«{VeV gmbmZm h¡ &
Bg nm{bgr Ho$ VhV Xo` n«r{_`_| VrZ `m Mma gmb H$s Ad{Y _| ^aZr hmoVr h¡ . dm{f©H$ , AÕ©dm{f©H$ , {V_mhr `m _mhdma {H$ñVm| _| n«r{_`_| ^ar Om gH$Vr h¢ .
nm{bgr H$s AdY… nm§M, 10, 15, 20 `m 25 gmb.
|
B§XamµO Ho$ g_` Ý`yZV_ C_«… |
18 gmb nyao |
| B§XamµO Ho$ g_` A{YH$V_ C_«… |
65 gmb (hm{b`m OÝ_ {XZ na) |
| ^wJVmZ {V{W na A{YH$V_ C_«… |
75 gmb (hm{b`m OÝ_ {XZ na) |
| nm{bgr H$s AdY… |
nm§M, 10, 15, 20 , `m 25 gmb |
| ~r{_V aH$_… |
Ý`yZV_ 10 bmI. CgHo$ ~mX 1,00,000 Ho$ JwUH$m| _|. |
| gmbmZm … |
gm[aUr~Õ n«r{_`_ H$m 2% |
| AÕ©dm{f©H$… |
gm[aUr~Õ n«r{_`_ H$m 1% |
| {V_mhr |
Hw$N> ^r Zht |
| _mhdma… |
gm[aUr ~Õ n«r{_`_ go nm§M µ\$sgXr µÁ`mXm |
| 50 bmI én`o VH$… |
Hw$N> ^r Zht |
| 50 bmI én`o Ho$ D$na… |
0.50 én`o n«{V hµOma ~r{_V aµH$_ |
Hw$N> bm^ O_mZVr hmoVo h¢ O~{H$ Hw$N> AmnH$s OrdZ ~r_m H§$n{Z`m| Ho$ ^mdr H$mamo~ma Ho$ AmYma na n[adV©Zr` hmoVo h¢ . AJa AmnH$s nm{bgr O_mZVr bm^m| H$s noeH$e H$aVr h¡ Vmo CZ bm^m| Ho$ gmW Bg n¥ð> H$s {ZXe©Zgm[aUr _| ñnï> ê$n go ` n«Ë`m^yV ' eãX {bIm hmoJm . AJa AmnH$s nm{bgr n[adV©Zr` bm^ H$s noeH$e H$aVr h¡ Vmo Bg n¥ð> H$s {ZXe©Z Vm{bH$m _| AmnHo$ {Zdoe na {_bZo dmbr Xmo g§^m{dV bm^ Xa| Xr J`r hm|Jr . `o g§^m{dV bm^ Xa| O_mZVewXm Xa| Zht h¢ Am¡a AmnH$s nm{bgr Ho$ _yë` Ho$ ê$n _| AmnH$mo Omo ^wJVmZ {_bZo dmbm h¡ CgH$s A{YH$V_ `m Ý`yZV_ gr_m H$s ÚmoVH$ Zhr h¢ Š`m|{H$ AmnH$s nm{bgr H$m _yë` ^md {Zdoe {ZînmXZ g{hV {d{^Þ H$maH$m| na {Z^©a H$aVr h¡ .'
`h ñnï>rH$aU Yy_«nmZ Z H$aZo dmbo AmXe© OrdZ e¡br ( {M{H$ËgH$s` , OrdZ e¡br Am¡a ì`dgm{`H$ Ñ{ï> go ) dmbo ñÌm² - nwéfm| na bmJy hmoVm h¡ .
Cn`wŠV ñnï>rH$aU _| d{U©V nhbo Am¡a Xygao µJ¡a O_mZVr bm^m| H$m AmH$bZ Bg Vah {H$`m OmVm h¡ {H$ {Zdoe na {_bZo dmbo AZw_m{ZV bm^ H$s Xa (nhbo bm^ Ho$ _m_bo _|) N>h µ\$sgXr gmbmZm Am¡a (Xygao bm^ Ho$ _m_bo _|) 10 µ\$sgXr gmbmZm H$s AZw_m{ZV bm^ Xa Ho$ AmZwfm§{JH$ hmo. Xygao eãXm| _| H$h| Vmo H$h gH$Vo h¢ {H$ ñnï>rH$aU Vm{bH$m ~ZmVo g_` `h _mZ H$a Mbm OmVm h¡ {H$ nm{gbr H$s Ad{Y Ho$ Xm¡amZ EbAmB©gr dñVw pñW{V`m| Ho$ AZwê$n Am¡gVZ N>h go 10 µ\$sgXr, VH$ bm^ H$_m`oJm. AZw_m{ZV bm^ Xa| O_mZVr Zht hmoVt&
B§XamµO na C_«… 35 gmb
~r{_V aµH$_… 1,00,000 én`o
nm{bgr H$s Ad{Y… 25 gmb
n«r{_`_ ^wJVmZ H$s AdY… VrZ gmb
dm{f©H$ n«r{_`_… 1,78,213
|
|
|
|
|
|
|
|
|
|
|
|
|
| 1 |
178213
|
1000000
|
0
|
0
|
1000000
|
1000000
|
| 2 |
356426
|
1050000
|
0
|
0
|
1050000
|
1050000
|
| 3
|
534639
|
1100000
|
0
|
0
|
1100000
|
1100000
|
| 4 |
534639
|
1150000
|
0
|
0
|
1120000
|
1150000
|
| 5
|
534639
|
1200000
|
0
|
0
|
1150000
|
1200000
|
| 6 |
534639
|
1250000
|
22000
|
104000
|
1200000
|
1354000
|
| 7
|
534639
|
1250000
|
44000
|
208000
|
1272000
|
1458000
|
| 8
|
534639
|
1250000
|
66000
|
312000
|
1294000
|
1562000
|
| 9 |
534639
|
1250000
|
88000
|
416000
|
1338000
|
1666000
|
| 10 |
534639
|
1250000
|
110000
|
520000
|
1360000
|
1770000
|
| 15
|
534639
|
1250000
|
220000
|
104000
|
1470000
|
2290000
|
| 20 |
534639
|
1250000
|
440000
|
208000
|
1690000
|
3330000
|
| 25 |
534639
|
1250000
|
586000
|
277300
|
1836000
|
4023000
|
1 .`h ã`moam Ky_« nmZ Z H$aZo dmbo (ñdmñÏ`, OrdZ e¡br Am¡a ì`dgm` H$s Ñ{ï> go) _mZH$ OrdZ OrZo dmbo ñÌm²-nwéfm| na bmJy hmoVm h¡.
2. µJ¡a O_mZVr bm^:
Cn`w©ŠV Vm{bH$m _| ( 1 ) Am¡a ( 2 ) H$m AmH$bZ Bg Vah {H$`m J`m h¡ {H$ dh
6 n«{VeV gmbmZm pñW{V( 1 ) Am¡a 10 n«{VeV gmbmZm pñW{V ( 2 ) H$s AZw_m{ZV ã`mO Xam| na g§H$pënV {Zdoe bm^ Ho$ AZwê$n hm|. Xygao eãXm| _| H$h| Vmo `h bm^ Vm{bH$m H$mo ~ZmVo g_` `h _mZ H$a Mbm J`m h¡ {H$ EbAmB©gr nm{bgr H$s Ad{Y ^a _| {Zdoe go gmbmZm H«$_e… N>h Am¡a 10 n«{VeV bm^ H$_m`oJm. g§H$pënV {Zdoe bm^ Xa O_mZVr Zht h¡.
3. Bg ñnï>rH$aU H$m _w»` CÔoí` `h h¡ {H$ J«mhH$ `h AZw_mZ bJm gHo$ {H$ {d{^Þ pñW{V`m| _| Cgo AnZo {Zdoe na AZw_mZV… {H$VZm bm^ {_boJm Am¡a dh `moOZm H$s _w»` {deofVmAm| go AdJV hmo gHo$.
4. ^mdr ~moZg ^mdr bm^ na AmYm[aV hm|Jo {bhmµOm do O_mZVr bm^ Zht h¢. ~hahmb, EH$ ~ma KmofUm hmo OmZo Am¡a nm{bgr go Ow‹S> OmZo Ho$ ~mX Jma§Q>rewXm hmo OmVo h¢.
5 . ^wJVmZ {V{W na {_bZo dmbo bm^ nm{bgr H$s eVm] Ho$ A§V _| Xem©`o J`o h¢&
|